Fred Ruwe (1967) is a Financial Controller (FC) and certified financial planner (FFP). After taking a degree in Business Economics, he held a variety of financial managerial positions as Controller/Head of Finance. Fred earned his Financial Controller qualification in 2001.

In 2006, he completed a specialisation in personal financial planning, and in 2007, he earned his Financial Planner certification from the Federation of Financial Planners.

Fred is married and has two children. Fred’s hobbies include sports (football, tennis), travel and painting.